Trust & Safety

How ShopCart.ng protects every Nigerian student — buyer and seller — on every transaction.

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Seller Verification

Every seller on ShopCart.ng is verified with their National Identity Number (NIN) and student credentials before their first listing goes live. Unverified accounts cannot sell. This eliminates anonymous scammers and ensures every seller is a real, traceable Nigerian student.

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Escrow-Protected Payments

When you pay for an item on ShopCart.ng, your money is held securely in escrow — not sent directly to the seller. Funds are only released after you confirm the item arrived as described. If something goes wrong, you open a dispute and our team steps in.

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Dispute Resolution in 3 Days

If a transaction goes wrong, you can open a dispute from your order dashboard. Our support team reviews evidence from both parties and issues a resolution within 3 business days. Sellers who are at fault do not receive payment. Buyers who are at fault do not receive a refund.

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Ratings & Reviews

After every transaction, both buyers and sellers can leave ratings and reviews. Seller reputation scores are publicly visible on their storefront. Buyers can see how many transactions a seller has completed and what other students said — before committing to a purchase.

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Data Privacy

ShopCart.ng does not sell, share, or monetise user data. Your personal information — email, phone number, NIN, address — is used only for platform operations and verification. We never share your data with third-party advertisers.

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Campus-First Design

ShopCart.ng prioritises sellers on the buyer's own campus, reducing delivery risk. When a buyer and seller are on the same campus, they can arrange safe in-person handover at a public location — the campus gate, library, or student union building.

Campus Coverage

ShopCart.ng is active at 400+ accredited tertiary institutions across all 36 Nigerian states and the FCT, including:

UNILAGUIOAUUNIBENABU ZariaUNNUNILORINFUTAFUTMINNAUNIZIKDELSULASUOOUEKSURSUKASUCovenant UniversityBabcock UniversityBowen UniversityRedeemer's UniversityABUAD+ 380 more
Browse the full school directory →

Frequently Asked Questions

How does ShopCart.ng verify sellers?

Every seller is verified with their National Identity Number (NIN) and student credentials before their first listing goes live. Unverified accounts cannot sell on the platform.

What happens if I get scammed?

You won't lose money. ShopCart holds your payment in escrow until you confirm delivery. If the item doesn't arrive or isn't as described, open a dispute and our team will resolve it within 3 business days and refund you if warranted.

Can I meet the seller in person?

Yes, and we encourage it for on-campus transactions. Arrange handover at a safe public location on campus — the library, student union, or main gate. Never send payment outside the ShopCart platform.

How long does dispute resolution take?

ShopCart resolves all disputes within 3 business days. Open a dispute from your order dashboard with evidence (photos, messages), and our support team will investigate and issue a decision.

Does ShopCart.ng share my data?

No. ShopCart.ng does not sell, share, or monetise user data. Your personal information is used only for platform operations and seller verification.

Still have questions?

Read our full Returns & Refunds policy or contact our support team directly.

Email support@shopcart.ng